Frequently Asked Questions
Below are the answers to the common questions, if your question was not answered below, please contact us.
What is your refund policy?
You are entitled to a refund if, we don’t remove any negative items worked on.
You have 120 days from the time that you retain our services. You have not used a credit-consulting agency nor attempted to repair your own credit at least 1 year prior to signing up with The OwlRich Company.
You have had no new collections or missed payments during the time that we have been assisting you.
You have maintained credit monitoring services at all times during the time frame we have been assisting you.
You agree and have sent updated reports/responses from the three credit bureaus and creditors to us within 5 days of receipt.
Is credit repair really legal?
Absolutely, it is legal. Credit repair is basically utilizing the law in your favor to repair your credit. The law is called “The Fair Credit Reporting Act”.
What can I do to raise my credit score?
There are some very simple tasks that you can do, to raise your credit score. Some of the most general are, paying your bills on time, get credit for making utility, rent, and phone bills on time, pay off debt and keep balances low, don’t apply for too much new credit. These are some, not all, simple things you can do to help your score.